D7 Visa (Passive Income) in Portugal

The D7 visa is Portugal's residence visa for people who can live on passive income such as a pension, rent or dividends, and it leads to a residence permit. English-speaking lawyers in Portugal check the income, prepare the consular file and follow the case through to the card.
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About D7 Visa (Passive Income) in Portugal

The D7 visa, also called the passive income visa or the retirement visa (in Portuguese visto D7, a residence visa for holders of rendimentos próprios, their own regular income), is the route for non-EU citizens who want to live in Portugal without working there, on a pension, rent, dividends, interest or similar income. Some older lists and lawyer pages call this service “D7 Visa”. It is not only for retirees: anyone whose income does not depend on a job can use it, as long as the income is stable and documented.

Who it suits

Retired people drawing a pension, owners who live on rental income, people with investment income or royalties, and families who want to settle in Portugal before anyone takes up local work. Income from remote work is a different story: a person who earns a salary or freelance fees from abroad is normally pointed to the digital nomad visa, and a person who wants to run a business in Portugal to the D2 entrepreneur visa.

How it works in Portugal

The process has two stages. First, the residence visa is requested at the Portuguese consulate or visa centre for the applicant's country of residence, with proof of income, accommodation in Portugal, health cover, a criminal record certificate and a Portuguese tax number (NIF). With the visa, the applicant enters Portugal and attends an appointment at AIMA, the migration agency that replaced SEF, where biometrics are taken and the temporary residence card is issued. The card is renewed in Portugal, and the years of residence count towards permanent residence and, later, Portuguese citizenship.

What to watch for

  • The minimum income is tied to the Portuguese minimum wage and rises with it; the figure changes, so a lawyer confirms the current one.
  • Consulates look at whether the income is really passive; a file that leans on freelance earnings can be refused as the wrong visa type.
  • Opening a Portuguese bank account and obtaining the NIF usually come before the visa request, often through a representative.
  • Residence permit holders are expected to spend most of the year in Portugal; long absences can cost the renewal.
  • Living in Portugal most of the year normally makes a person tax resident there, which affects how pensions and foreign income are taxed.

What a lawyer does

A lawyer checks that the income qualifies and how to document it, obtains the NIF and helps with the bank account by power of attorney, prepares the consular file and the accommodation proof, books and prepares the AIMA appointment, and handles the renewal. If the consulate refuses, the lawyer reviews the decision and the appeal options.

Questions and answers

Can I work in Portugal on a D7 visa?

The visa is granted on the basis of income that does not come from work. Once the residence permit is issued, holders are generally allowed to take up activity in Portugal, but the application itself has to rest on passive income. A lawyer explains what applies to a particular case.

Is a pension enough, or do I need savings too?

Consulates look at regular income first and at savings in a Portuguese account as support. The amounts are set by rules that change; a lawyer confirms them before the file is prepared.

Can my spouse and children come with me?

Yes, family members can be included or join later through family reunification; each adds to the income that has to be shown.

How is the D7 different from the D8 and the D2?

The D7 is for passive income, the D8 for remote work for clients or employers abroad, the D2 for running a business or working independently in Portugal.

Portugal Visa Requirements: Do You Qualify?

Open the full tool →

Check whether your income meets Portugal's D7 and D8 digital nomad visa requirements for your whole family, and see the golden visa routes.

How it works

Using the checker

  1. Enter who moves with you: the adults besides you (a spouse or partner, dependent parents) and the children.
  2. Enter your monthly income before tax and the savings you can show.
  3. Each route shows the amount it asks of your household and whether your figures meet it — by income, or by savings where the rules accept them.

How the amounts are worked out

Portugal's thresholds follow the national minimum wage: €920 a month from January 2026.

  • D7 visa — for pensioners and people with passive income: 100% of the minimum wage for the applicant, 50% for each further adult and 30% for each child. €920 a month for one person, €1,380 for a couple. Consulates usually accept savings of twelve months of that amount in a Portuguese bank account.
  • D8 digital nomad visa — for remote work for employers or clients abroad: an average of four minimum wages over the last three months, €3,680 a month. The rules name no family figure; the calculator adds the general family amounts.
  • Golden visa (ARI) — no longer through real estate since October 2023: from €500,000 in Portuguese investment funds or a company that creates jobs, €250,000 in arts and heritage.

Before you apply

You will need a Portuguese tax number (NIF), usually a Portuguese bank account and accommodation in Portugal. A lawyer checks the file before the consulate appointment and handles the residence permit with AIMA after arrival.

1Your details

Spouse or partner, dependent parents

Salary, pension, rents, remote work

Money in the bank you can show

2Your result

  • D7 Visa (passive income)

    Pensioners and people living on rents, dividends or other passive income

    Your figures meet it
    Income needed for your household
    €1,380 / month
    Or savings of
    €16,560

    100% of the Portuguese minimum wage (€920 a month, 2026) for you + 50% for each adult + 30% for each child — Portaria 1563/2007.

    Consulates usually also accept savings of 12 months of the amount in a Portuguese bank account (practice, not written in the rules).

    Lawyers for the D7 Visa (passive income) →
  • D8 Digital Nomad Visa

    Remote work for employers or clients outside Portugal

    Not enough yet
    Income needed for your household
    €4,140 / month

    An average of 4 Portuguese minimum wages (€3,680 a month, 2026) over the last 3 months.

    The family amounts follow the general rule (+50% of the minimum wage per adult, +30% per child) — the D8 rules themselves name no family figure.

    Lawyers for the D8 Digital Nomad Visa →
  • Golden Visa (ARI)

    Residence by investment — no longer through real estate

    Depends on the investment
    Investment
    From €500,000 in Portuguese investment funds or a company with 5 jobs; €250,000 in arts and heritage

    Real estate and capital-transfer routes closed on 7 October 2023 (Lei 56/2023). Minimum stay 7 days in the first year, 14 days in each later 2-year period.

    Lawyers for the Golden Visa (ARI) →

Schengen 90/180 Calculator

Open the full tool →

Count your days in the Schengen area or Turkey under the 90-in-180 rule: days used, days left and how long your next trip can be.

How it works

Using the calculator

  1. Choose the Schengen area or Turkey — Turkey counts its own 90 days separately.
  2. Enter the entry and exit date of each trip in the last six months (add as many trips as you need).
  3. Pick the day to count on, and — if you are planning one — the entry date and length of your next trip.

The figures update as you type: the days used and left on that day, any overstay in your trips, the last day you could stay on the next trip, and the earliest date a stay of the length you want fits.

How the 90/180 rule is counted

Visitors who do not need a visa for the Schengen area — British, American, Canadian and Australian citizens among them — may stay up to 90 days in any 180-day period. The period is rolling: for every day of your stay, look back over that day and the 179 days before it. The days you were present in any Schengen country within that window may not add up to more than 90.

  • The day you enter and the day you leave both count as full days.
  • All 29 Schengen countries count together — moving from Spain to France does not restart the count. Bulgaria and Romania have been full members since January 2025; Cyprus and Ireland are not in the Schengen area and apply their own rules.
  • Days spent under a national long-stay visa or a residence permit of a Schengen country do not count towards the 90 days. Leave them out of the trips.
  • Since 10 April 2026 the Entry/Exit System (EES) records every entry and exit electronically at all external borders, so an overstay is visible at the border even with a new passport. ETIAS, the travel authorisation for visa-free visitors, is not in operation yet and has no start date.

Turkey's own 90/180 rule

Turkey is not part of the Schengen area. Its law limits a stay on a visa or visa exemption to 90 days within 180 days, for all foreigners and across all their passports, and to stay longer you need a residence permit. The days are counted separately from Schengen; choose Turkey above — the calculator counts them the same rolling way. Some nationalities have shorter stays (Russian citizens 60 days) or a window counted from the first entry; check the rule for your passport.

Staying longer than 90 days

To stay longer you need a long-stay (national) visa or a residence permit of the country — a non-lucrative or retirement visa, a digital nomad visa, a golden visa or a work permit, depending on the country and your situation. A lawyer can tell you which route fits and prepare the application.

This calculator gives an estimate for planning. It does not cover the bilateral agreements some Schengen countries keep with individual nationalities (New Zealand, for example), the different rule for Brazilian passports (three months within six from the first entry) or limits printed on a short-stay visa; the border authorities decide on entry.

1Your details

Your trips (entry and exit days both count)

2Your result

On 8 Nov 2026, in the Schengen area

35 days left

55 of 90 days used since 13 May 2026

Entering on 8 Dec 2026, you can stay until 10 Feb 2027 (65 days).

A stay of 30 days fits from 8 Dec 2026.

5 lawyers who provide D7 Visa (Passive Income) in Portugal

Sorted by experience in this service. Write to any of them — the reply comes from the lawyer, without obligation.

  • Tiago, lawyer in Viseu

    Tiago

    Lawyer · Viseu, Portugal

    • 472 cases handled · 100 in this service
    • 7+ years in practice
    • Speaks: English, Portuguese
    • Law, Pontifical Catholic University of Rio Grande do Sul
    • 4.98(42 reviews)
    Contact Tiago
  • Teresa, lawyer in Faro

    Teresa

    Lawyer · Faro, Portugal

    • 948 cases handled · 79 in this service
    • 16+ years in practice
    • Speaks: English, Portuguese, French
    • Law, Coimbra University
    • 4.99(60 reviews)
    Contact Teresa
  • Elsa, lawyer in Lisbon

    Elsa

    Lawyer · Lisbon, Portugal

    • 640 cases handled · 38 in this service
    • 29+ years in practice
    • Speaks: English, Portuguese
    • Law, Autonoma University Lisbon
    • 4.88(11 reviews)
    Contact Elsa
  • Jorge, lawyer in Porto

    Jorge

    Lawyer · Porto, Portugal

    • 116 cases handled · 21 in this service
    • 9+ years in practice
    • Speaks: English, Portuguese
    • Law, Coimbra
    • 5.00(6 reviews)
    Contact Jorge
  • Nuno, lawyer in Seia

    Nuno

    Lawyer · Seia, Portugal

    • 20 cases handled · 4 in this service
    • Speaks: Portuguese, Spanish, English
    Contact Nuno
Contact form · a chat with a lawyer

Talk to a lawyer about D7 Visa (Passive Income)

5 registered lawyers provide this service in Portugal. Describe your situation in a short chat — what happened, where, and how to reach you. Your enquiry is reviewed and passed to a lawyer who handles exactly this kind of case, with no obligation.

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Enquiries are answered by lawyers of AdvocateAbroad. This site provides legal information, not legal advice.

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What our clients say about our service in Portugal

  • The lawyer and her team responded to our inquiry straight away and stayed just as responsive for the entire service. Her team clearly grasped our needs and objectives, and thanks to their network of established local contacts they achieved our goals on time, with professionalism and competence. She always offered to be available, herself or through her team, for any questions or concerns we had, and she has kept in touch to support us throughout the visa process, in English that was flawless. She clearly exceeded our expectations. We are completely satisfied, and we will no doubt have further legal matters in the future and have no hesitation in asking her to help us with all sorts of Portuguese legal questions. All in all, a fantastic job, and a huge thanks to the team and the service.
    — Edwin
    04 Oct 2022
  • I was happy with the service and very satisfied overall. I do have one suggestion: an email I was sent was written for Americans and used terminology that differs from British usage, which could be fixed in future correspondence.
    — Lydia
    20 Sep 2022
  • Our lawyer has been outstanding in guiding and leading us through the whole visa process and giving legal support with buying the property. He is responsive, committed and friendly, and always goes the extra mile to get things done. We count ourselves lucky to have him as our lawyer and as a good friend in Portugal.
    — Roy
    05 Sep 2022
  • The lawyer was easy to reach, friendly and quick to reply. I recommend her.
    — Lenita
    16 Nov 2021
  • We depend on the lawyer for many of the legal matters connected with our move to Portugal. His work ethic and commitment are of the highest standard, and we could not be more grateful for all he has done. He is always very responsive to our needs, stays on top of everything, and keeps our best interests in mind.
    — Tony
    17 Oct 2024
    D7 Visa (Passive Income)
  • Of all the legal advisers I have dealt with, privately and in business, he is one of the best. I count myself very lucky to have met him: he kept the stress of my retirement move abroad to a minimum, which gives me great confidence. His fantastic professionalism lifts things to the next level. Naturally I am very impressed and pleased.
    — Alexander
    11 Mar 2024
    D7 Visa (Passive Income)
  • Working with the lawyer was wonderful, and he made the whole process really easy. He helped me with my immigration and with buying my home. He was very professional and replied to messages on time. I can only recommend him.
    — Dina
    11 Mar 2024
    D7 Visa (Passive Income)
  • The lawyer was friendly, professional and knowledgeable, and kept in contact with me during the whole visa application. He reviewed everything I submitted and proposed useful, relevant changes. He went with me to my residency permit interview, took over the representation for my NIF and registered me for NHR. He also negotiated my lease, translated it into English, confirmed that the landlords named in it were the true owners and told me what is normal in Portuguese leases. I highly recommend him!
    — Ann
    11 Mar 2024
    D7 Visa (Passive Income)
  • In September 2022 my wife and I began planning a move to Portugal on a D7 Visa. To find an advocate to guide us, we talked with four companies, one of them a popular firm on an expat forum, and in the end shortlisted the lawyer from this service. Thanks to his professional attitude, skilful guidance, customer-friendly approach and insight into the process, we moved to Portugal four months after first thinking of it. His help with opening a bank account, reviewing the rent contract and facilitating the consulate visa and SEF interview was key to our success. We wish him and the service great success ahead!
    — Sudhir
    02 Jun 2023
    D7 Visa (Passive Income)
  • Once I had decided to move to Portugal from Australia, I needed an immigration lawyer. I had no idea whom to pick and knew nobody who could recommend one, so I searched online and found him. He helped me more than I could have imagined, from day one to the finish. My residence card arrived so quickly and the whole process was smooth. Even months after I finished with his services, he still replies promptly and in a caring way when I have a question. I have referred one other person to him, and they were equally amazed at how caring and helpful he was.
    — Jamie
    26 Jan 2023
    D7 Visa (Passive Income)
  • He is excellent at what he does, and I really appreciated the opportunity to use remote services. He answered all my questions and helped solve my problem, and his English was perfect.
    — Patricija
    01 Apr 2022
  • I have worked with this lawyer and have nothing but the very best to say about him. Very professional and friendly service and unseen dedication. A recommendation from the bottom of my heart!
    — Lidija
    18 Jan 2022