Cyprus Property Tax and Transfer Fees Calculator

Using the calculator

1. Choose what you want to work out: buying, owning or selling.
2. Enter the figures the form asks for: the price and how many buyers (or, for a new build, whether it will be your main home and its area); or the rent; or the sale and purchase prices and the inflation since you bought.
3. Each tax and cost appears on its own line with how it is worked out, and the total below.

Buying

A resale pays the Land Registry transfer fees: 3% up to €85,000, 5% up to €170,000 and 8% above, worked out on each buyer's share — so a purchase in two names pays less — and then halved. A new build bought from the developer pays VAT instead and no transfer fees: 19%, or 5% on the first 130 m² (up to €350,000 of the price) when it will be your main and permanent home in Cyprus, the home is at most 190 m² and the price at most €475,000. Stamp duty was abolished from 1 January 2026.

Owning

Cyprus has had no state property tax since 2017; the municipality and the sewerage board send their own yearly fees. Rent is taxed as income: 20% is deducted and the rest is added to your other income at the scale — 0% up to €22,000, then 20%, 25%, 30% and 35% above €72,000 (from 2026).

Selling

Capital gains tax is 20% of the gain, after the purchase price and costs are raised by inflation. The first €30,000 of gains in a lifetime are free — €150,000 for a main home you lived in for at least 5 years, €50,000 for farmland sold by a farmer. A lawyer checks the title deeds, the planning permits and the tax position before you buy or sell.